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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Preventing Falls Inside and Outside of the HomeAccording to the World Health Organization, falls are the second leading cause of accidental injury deaths worldwide. Falling disproportionately impacts adults age 65 and older, and can lead to serious injury, further health problems, decreased quality of life, and a loss of independence.
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Domestic violence affects men, women, families and communities, and its impacts are far-reaching. According to the National Coalition on Domestic Violence, one in three women and one in four men will be a victim of domestic violence in their lifetime. In the U.S. alone, victims seeking help place more than 20,000 phone calls to domestic violence hotlines each day. October is Domestic Violence Awareness Month, offering a good time to bring this serious issue to light.
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Many companies are saving money by outsourcing instead of hiring in-house positions. How does outsourcing work and when does it make sense?
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Your home or business is damaged. Your first priority is to get it fixed right away, so you call a contractor to assess the situation and give you an estimate on the repair cost. It makes sense: the insurance company will want one anyway, right? But this simple process may turn into a nightmare, depending on how you handle it.
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According to the Small Business Association (SBA), the number of small businesses is growing. Recent data shows a newly upward trend in startups, and an influx of jobs created by businesses with less than 50 employees, which has positively contributed to a declining unemployment rate. Still, only about half of small businesses with employees survive to the five year mark and beyond (SBA). What factors most influence a new business's success, and what are the major issues facing employers today? A recent survey by the National Federation of Independent Business (NFIB) and research from other small business organizations highlight some of the most critical issues affecting the small business landscape.
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Ah, freedom... if learning to drive is on the horizon for your teenager, he or she is probably thrilled about the prospect of getting to travel outside the confines of your schedule and neighborhood. You, on the other hand, might be thrilled about not having to drive them everywhere but the excitement ends there.
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Smart home technology is quickly becoming commonplace in North Carolina, and also affordable to the average consumer. The increased quality and availability of high-tech security devices means that anyone can safeguard their property and belongings. If you're looking to protect your home, family and property, here's an overview of some smart home security tools that might work for you:
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Extreme heat can be fatal. Already this year, 29 children have died from being left in hot cars, and hundreds of adults die each year from heat stroke or other conditions that are made worse by the high temperatures. As unusually high temperatures become more common, it's important to be aware of the symptoms of heat-related illness, and how to prevent them from happening.
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